Terms and Conditions

Last updated: August 27, 2026

By using vaprograms.org, you agree to these terms. If you do not agree, please do not use this website.

Use of the site

This website provides information about debt-relief options and a way to check eligibility. Submitting information does not guarantee acceptance into any program.

No professional advice

Content on this site is for general information only. It is not legal, financial, or credit-repair advice. If you need advice, consult a licensed professional.

Results

Individual results vary. Program fees, savings, and timelines depend on your debts and your ability to complete a program. Past examples are not a guarantee of future results.

Partners

If you complete a form, we may introduce you to a debt-relief partner using the contact details you provide. We may receive compensation for that introduction.

Availability

Services may not be available in all states. We may update these terms at any time by posting a revised version on this page.